on a date that you will have agreed with the lender, you will typically repay the amount you have borrowed, together with the provider’s previously agreed to charges, in a single repayment (your next or possibly next but one payday will typically be the target date set by the provider);
you may be pleasantly surprised to see relatively little interest in your credit history during your application, the providers may perform a low-level check but in view of the smaller sums involved, they may be comparatively relaxed about certain forms of credit history problems;
the requirements of payday loan providers in terms of what you will need may vary but typically they may expect to see that applicants have a permanent job which results in a regular and predictable income – it may be difficult to find this sort of advance if you are unemployed or self-employed in the sense that your income is highly unpredictable;
having agreed to a repayment date, it may be possible to rearrange it if your circumstances so demand but you may wish to keep in mind that this may involve you in various additional charges;
payday loans providers may wish to see that you are applying for an amount of money, through a cash loan advance, that appears to be sensible in terms of your income and your ability to be able to repay it in one go from your next payday.